Temporary Car Insurance

Cover from 1 - 28 days.

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Temporary Car Insurance

If for any reason you need to drive a car which is not your own, don’t risk driving without temporary insurance cover. By the same token, if someone else needs to use your car, you might not want to risk your no-claims bonus by adding someone else to your annual policy. Temporary car insurance is designed to cover you when you need to drive another car for a short period of time. It can be a far better alternative than taking out an annual policy, or going through the hassle of being added to someone else’s policy for a short period. You can normally arrange cover online within a matter of minutes.

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Temporary Car Insurance from 1 – 28 days!

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Get temporary motor insurance from 1 – 28 days

Temporary motor insurance policies are usually available for periods of between 1 and 28 days and can be used to insure a car, van or motorbike. Most providers offer online quotes, enabling you to avoid lengthy conversations with call centres, and your certificate of insurance can often be emailed to you instantly.

When would you use Temporary Car Insurance?

Temporary car insurance was originally designed for businesses involved in the motor trade but has since been made available to the general public. It has become more and more popular in recent years as a convenient way of getting insured on someone else’s car for a brief period, such as a long journey where you want to share the driving with a friend.

There are a number of situations where temporary car insurance may be useful, including:

  • Times when you wish to use a friend or relative’s vehicle
  • Times when a friend or relative needs to borrow your car, and you don’t want to risk your no-claims bonus
  • Driving home a newly purchased car before an annual policy is decided on
  • Test driving a vehicle
  • When using a courtesy car whilst your own car is in for repair
  • Where you require an insurance cover note to tax your vehicle
  • When you are selling a vehicle and need to ensure that it remains insured until sold
  • In an emergency where you must drive someone else’s vehicle

What would you expect to be included with a Temporary Car Insurance policy?

What’s included with a temporary car insurance policy will depend on the insurer providing the cover, and so you should always check that you understand the policy terms before purchasing cover.
Generally speaking, most temporary policies include the following:

  • Comprehensive cover for damage to the vehicle in question including loss from fire, theft or vandalism
  • Cover for liability to 3rd parties including injury and damage to property
  • Compulsory EU cover

Other policies may also include the features above but offer additional benefits such as:

  • Uninsured loss recovery
  • Temporary breakdown cover

It’s important to note that not everyone will be eligible for temporary car insurance. The majority of temporary policies are available only to drivers aged 21 or over, and in many cases you must be at least 25 to qualify. You should also remember that you cannot use a temporary policy to build up a no claims bonus.

Temporary Car Insurance Quotes

You can get a quote for Temporary Car Insurance and instant cover by visiting TempCover.