Pay As You Go Car Insurance

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Pay As You Go Car Insurance

Pay as you go (PAYG) car insurance is an innovative approach to car insurance. Similar to how a PAYG mobile phone contract works, you are charged based on usage as opposed to a yearly premium. For younger drivers who may be stung by huge premiums, or for people who use their car occasionally, it can make better financial sense to choose a PAYG policy. Renewable on a month-by-month basis, the policy can simply be ‘switched off’ when cover is not required.

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gocompare car insurance Pay as you go car insurance   PAYG Car Insurance – Get a Quote

Compare over 120 insurers.

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temp cover car insurance Pay as you go car insurance   PAYG Car Insurance – Get a Quote

Temporary Car Insurance from 1 – 28 days!

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ecar car insurance Pay as you go car insurance   PAYG Car Insurance – Get a Quote

Pay as you go cover for people who only drive occasionally.

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What are the benefits of PAYG car insurance?

Monthly PAYG Car Insurance

Monthly PAYG car insurance, available from eCar Insurance, provides cover on a rolling monthly basis. Prior to the expiry date, the insured can opt to ‘switch off’ the policy online, or pay a further month’s premium. Once switched off, you can later re-activate the policy at your old rate, providing none of your circumstances have changed.

Benefits from different providers will vary, but the policy available from eCar Insurance, features the following benefits:

  • Cover for up to four drivers on four different cars using the one policy
  • Earn a full year’s no claims discount from just eight months cover
  • Monthly rate guaranteed for eight months provided no changes are made to the policy

Why would I need PAYG car insurance?

PAYG car insurance won’t suit everyone, but there are compelling reasons to choose this innovative way of insuring your car. If you are a young driver, you will no doubt be alarmed by the rocketing cost involved in insuring even an old, small-engined car. PAYG is one way of making the cost of motoring more manageable by ensuring you are only paying for insurance when you need it. The fact that you can build up a full years’ no claims bonus in just eight months is very useful if you are a younger driver. If you’re just looking to insure a car for a short period of time you may like to consider temporary car insurance.

Alternatively if you spend time overseas and only occasionally use your car on the road – a PAYG policy will enable you to avoid paying for insurance when you are getting no use out of the car.

Pay As You Go car insurance quotes

It’s always advisable to shop around and obtain quotes from different insurance providers before buying car insurance. There are currently relatively few players in the PAYG car insurance market, but eCar and TempCover are well known companies who can arrange such cover.

There are considerably more providers of short term car insurance.

As with all financial decisions, it is a good idea to seek professional advice if you are unclear on any of the details.